What is MSP?
Medical Services Plan (MSP) is a mandatory health insurance plan, for everyone who lives in British Columbia (BC) for six months or longer. MSP is an important part of benefitting from the health care available to all BC residents. Apply for MSP online immediately after you arrive.
Why do I need MSP?
MSP covers the cost of basic medical care within Canada, including most physician and hospital services. In most cases, you will not have to pay at the time you seek medical care when you show your BC Services Card. For a full list of your medical and health care benefits, visit the MSP website.
When do I need MSP?
You must apply for MSP as soon as you arrive in BC. There is a three-month waiting period before MSP coverage begins: this is the rest of the month in which you arrive in BC, plus two full calendar months. For example, if you arrive in BC on August 25, you are eligible for MSP coverage starting November 1.
Designed to coincide with the waiting period for MSP, most new international students are covered by iMED for their first three months in BC.
What is not covered?
MSP does not cover dental care, prescription drugs, routine vision care (such as eye examinations or corrective lenses), or travel. The AMS/GSS Extended Health and Dental Plan is designed to cover these costs.
Effective January 1, 2020
All international students: $75 health-care coverage fee per month
If your family is with you in Canada, they will only be assessed the new health-care coverage fee if they also hold study permits. If they hold work permits or are here as visitors, they will not be assessed the fee.
These fees are subject to change. Check the MSP website for more the most up to date information.