Health insurance for domestic students

Basic health insurance

If you’re a domestic student, during your studies at UBC, you must have basic health insurance, such as the BC Medical Services Plan (MSP) or health coverage under another provincial or territorial basic health plan.

The basic health insurance covers doctor visits, hospital visits, and medical tests. Your health coverage runs for as long as you remain enrolled and eligible for MSP or your home province or territory health plan.

As of January 2020, BC residents are no longer charged for BC MSP.

How to enrol

Before enrolling, make sure you meet the eligibility requirements for the plan.

  • You can enrol with BC MSP directly. Please see instructions for applying
  • You may already be covered under one or both of your parents’ plans
  • You do not need to switch to MSP if you are covered under another Canadian provincial or territorial health plan, as long as you remain a student

Extended health insurance

AMS/GSS Health and Dental Plan

All UBC students are automatically enrolled in the AMS/GSS Health and Dental Plan each year. You may also enrol in a similar extended health insurance from another source.

At an annual rate of $264.63, the AMS/GSS Health and Dental Plan covers:

Coverage period

  • If you enrol in Term 1, you receive 12 months of coverage from September 1, 2021 to August 31, 2022.
  • New students beginning in January 2022 pay a prorated fee of $176.42 for coverage from January 1 to August 31, 2022.

Check your "Financial Summary" in the Student Service Centre (SSC) to ensure you’ve been charged for the fees and will be enrolled. 

If you think you should be covered but you are missing the fee, contact the Care Centre.

BC PharmaCare

If you’re a resident of British Columbia, the BC PharmaCare program helps pay for the cost of certain prescription drugs, pharmacy services, and medical supplies. 

In most cases, your AMS/GSS Health and Dental Plan will cover up to 80% of eligible prescriptions. However, you may choose to apply for BC Pharmacare to cover more expensive prescriptions for chronic health conditions that are not covered by the AMS/GSS Health and Dental Plan.

See program details