If you’re new to UBC
Students in programs longer than 6 months (including degree-seeking, two-term exchange, and VIRS students studying more than 6 months)
As a new international student who will be studying for more than 6 months, who has registered in one or more on-campus courses, and is charged AMS/GSS student fees, you have temporary, private health insurance coverage for your first 3 months through iMED.
iMED is designed to cover your 3-month waiting period before you are eligible for the British Columbia (BC) government Medical Services Plan (BC MSP) - you must apply for MSP as soon as you enter BC. Learn more about health insurance for international students.
Your iMED coverage dates depend on when you start your program:
- Winter Term 1 (September to December): your coverage will start on August 1
- Winter Term 2 (January to April): your coverage will start on December 1
- Summer Term 1 (May to June): your coverage will start on April 1
- Summer Term 2 (July to August): your coverage will start on June 1
If you arrive before your coverage dates, you should purchase iMED advance coverage. For example, if you will arrive in July but your coverage starts August 1, you need additional coverage from when you arrive in Canada until August 1.
If you arrive in the calendar month after your iMED insurance starts, you should apply to change your iMED coverage dates. For example, if you will arrive in September but your coverage starts August 1, you will need to adjust your coverage dates to match your 3-month waiting period for MSP.
Students in programs shorter than 6 months (including one-term exchange and VIRS students studying less than 6 months)
As a new international student who will be studying for less than 6 months, who is registered in one or more on-campus courses, and who is charged AMS/GSS student fees, you have temporary health insurance coverage through iMED for the entire duration of your program of studies.
One-term exchange students have set iMED coverage dates for 150 days (one academic term) which cannot be changed.
If you will arrive in Canada before your iMED coverage start date, you should purchase iMED advance coverage.
If you plan to stay in Canada after your iMED coverage dates, contact David Cummings Insurance Services (DCIS) or another private health insurance provider for options. Ensure you always have sufficient health insurance during your stay in Canada. You also need to ensure you have valid immigration status in Canada - contact International Student Advising for support.
VIRS students studying for less than 6 months have iMED coverage dates based on your research period. If you need to change your research period, learn about changing your iMED coverage dates.
For other non-degree seeking students such as unclassified, access studies and visiting students, please check the iMED page for details.
Getting your iMED card
After you’ve registered for your first on-campus in-person course at UBC and have been charged iMED health insurance fees, you will automatically receive your iMED card by email to the email address you provided to UBC. Check that the iMED coverage period on your iMED card is correct.
If you have not received your iMED card by the start of the iMED coverage period, check your inbox and junk-mail folders, then email DCIS at imed@david-cummings.com. In your email, you must write “Missing iMED card” as the subject line and include your name, UBC student number, and date of arrival in BC in the message.
Returning students
Before you travel, check whether you have valid BC Medical Services Plan (MSP) coverage.
If you've been outside of Canada for six months or less
If you have been outside of Canada for less than six months and you did not cancel your MSP, ensure your MSP coverage has not expired. You should be eligible to continue to be covered under MSP; however, you should contact BC MSP to confirm that this is the case.
If you've been outside of Canada for more than six months
If you have been outside of Canada for more than six months in a calendar year, contact BC MSP to confirm your eligibility for MSP coverage.
- If you can still be covered under MSP, no further action is required until your MSP expires.
- If you are no longer covered under MSP, please check the instructions provided below.
If you don’t have MSP
If you are not eligible to be covered under MSP, you will need to get private health insurance, such as the Global Campus Health Plan (GCHP), to cover you during the MSP 3-month waiting period.You can enroll in the Global Campus Health Plan (GCHP) if you meet the eligibility criteria, which includes being registered and attending classes as a full-time student, among other requirements. Once enrolled in the Global Campus Health Plan, you will automatically receive your GCHP card by email.
If you do not meet the eligibility criteria or if you are a part-time student, UBC employee, visiting instructor, postdoctoral fellow, or other non-student affiliate and need temporary hospital and medical coverage, you can contact David Cummings Insurance Services (DCIS) for information about "non-student" medical insurance plan options.
As soon as you re-enter BC, apply for the BC MSP online.