If you withdraw from UBC or defer to the next term, view your financial summary on your SSC to verify that your iMED fee has been removed from your account.
What is iMED?
iMED is a temporary basic health insurance plan required as a condition of registering as an international student who is new to UBC. All new international students who are assessed student society fees are automatically enrolled in iMED when they register for their first course.
Returning international students and students who are not assessed student society fees are not eligible for iMED; check your Student Service Centre (SSC) tuition account to confirm coverage.
Why do I need it?
iMED provides you with basic health insurance during the three-month waiting period before you qualify for the BC Medical Services Plan (MSP) or for the duration of your study term if you are a one-term exchange student who has been approved to study at UBC through Go Global.
With your iMED card, you don’t have to pay for your visit if you see a doctor at Student Health Service at UBC or the University Village Medical and Dental Clinics on campus. However, you will pay for any test that is ordered by a doctor there, so keep the receipt and submit a claim on the iMED website later. You can see a doctor in any other clinic or hospital in British Columbia, but you may be required to pay at the moment. You must keep the receipts in order to make a claim and be reimbursed.
iMED covers emergency hospitalization and medical services (including outpatient treatment at a doctor's clinic) for an unexpected sickness or injury. The full policy is available on the iMED website.
When am I covered?
iMED coverage dates are set according to the type and duration of your study program. Your iMED coverage dates will appear on your iMED Card.
One-term exchange students1 are covered as follows:
- Summer Term 1 (May – June 2020): April 24, 2020 – August 27, 2020
- Summer Term 2 (July – August 2020): May 22, 2020 – September 24, 2020
- Winter Session Term 1 (September – December 2020): August 30, 2020 – January 2, 2021
- Winter Session Term 2 (January – April 2021): December 25, 2020 – April 29, 2021
All other new international students (degree seeking, non-degree seeking, visiting, and unclassified) are covered for the three-month waiting period before they become eligible for MSP. This waiting period includes the remainder of the month you arrive in BC plus two full months. For example, if you arrived in BC on August 25, you would be eligible for MSP coverage starting November 1.
iMED will ensure that you have adequate medical coverage from the time you leave home (up to 10 days prior to your arrival in Canada), with the earliest arrival date in Canada being:
- August 1 for Winter Session Term 1
- December 1 for Winter Session Term 2
- April 1 for Summer Session Term 1
- June 1 for Summer Session Term 2
Visiting international research students will be covered under iMED. Coverage and costs will be determined by the duration of the research period.
1 One-term exchange students: Students who have been approved to study at UBC through Go Global.
Changing your iMED coverage dates
One-Term Exchange Students: Your iMED coverage dates are fixed and cannot be changed.
Degree and Two-Term Exchange Students:
If you arrive in BC later than the calendar month in which your iMED starts (for example, if your iMED starts August 1, but you arrive in September), then you must submit the Date Change Form to David Cummings Insurance Services (DCIS) so that your coverage can be adjusted to cover your three month waiting period for MSP. Submit the Date Change Form and a copy of your study permit after you arrive in BC, and before the end of your third week of classes.
All students on iMED:
If you arrive in BC before your iMED coverage start date, you may purchase 'Advance Coverage' from David Cummings Insurance Services (DCIS), using the Advance Coverage Application Form.
NOTE: Advance Coverage should be purchased before you arrive in Canada. If you apply for Advance Coverage after your arrival in Canada, you might not be covered until the date of your purchase.
How much does it cost?
iMED costs $180 for the first three months or $252 if you are a one-term exchange student. You are also charged a one-time $9.74 direct billing fee so you can be covered for emergency room services.
Starting Winter Term 1 2020 (September 2020), iMED will cost $225 for the first three months or $315 if you are a one-term exchange student. You are also charged a one-time $9.94 direct billing fee so you can be covered for emergency room services.
Any iMED fee charged to your account will be frozen starting from the last day to drop/withdraw from classes without a Withdrawal-standing (a "W" on your transcript). The last day to drop/withdraw from classes can be found on the UBC Academic Calendar. If after that date you withdraw from UBC or defer to the next term, the iMED fee will not be removed and you must required to pay for it.
If after that date you withdraw from UBC or defer to next term after and you were not in Canada at any time during the iMED coverage period, contact International Student Advising at 604.822.5021 or email email@example.com to request that your iMED fee be removed from your account. The request must be received before the end of the third week of classes.
How do I enrol in iMED?
Once you register for your first class, the iMED fee will be assessed to your student account and you will be covered from the coverage starting date for the term you register. You will be covered even if you have not yet paid your fees.
How do I get my iMED card?
Your iMED card will be emailed to you from David Cummings Insurance Services (DCIS), to the email address you provided to UBC when registering for your first class. DCIS will email your iMED cards approximately one month prior to the start of each academic term. Check your inbox and junk-mail folders. Print your iMED card and keep it with you at all times.
You will receive your iMED card by email after you register for classes. Print it out and keep it with you at all times.
How do I use my iMED insurance?
Your iMED card that is emailed to you will include instructions and a link with arrowcontacts for emergency and claim assistance. Print the card out and place it in your wallet. Your iMED card is recognized for direct billing at the following medical clinics and pharmacies:
- UBC Hospital - Urgent Care Centre
- Student Health Service
- The University Village Medical and Dental Clinic
- Careville Health Clinic
- University Pharmacy
You can see a doctor in any other clinic or hospital in British Columbia, but you may need to pay upfront for medical costs during your visit. You must keep the receipts in order to make a claim to be reimbursed.
Carry a copy of your study permit (or keep a digital copy on your mobile device) at all times. You must present a copy of your study permit with your iMED Card if treated at a hospital to ensure you are billed fees that are applicable to a resident of BC.